Medigap Insurance Illinois
At ABC Health Insurance Plans, we’re proud to be one of the premier agencies helping Illinois seniors find the Medigap Insurance t plans that are right for them. Medigap insurance in Illinois is governed by federal law and operates under the federal guidelines that cover all Medigap plans.
What is Medigap Insurance Illinois?
Medigap insurance, also known as Medicare supplement plans, are special health insurance plans designed to pick up where Medicare leaves off. Illinois Medicare doesn’t cover everything. In fact, there are substantial gaps in Medicare coverage that can be potentially devastating to Illinois Medicaid enrollees who do not have any kind of coverage.
What are the gaps?
Illinois Medicare enrollees are often surprised when they get a bill from their hospital or other health care providers after a hospital stay. Medicare only provides partial coverage, though. The Illinois Medicare enrollee may still have to pay significant deductibles. Specifically, Medicare Part A still leaves you with a $1,132 bill for a hospital stay of between 1 and 60 days. After that, you will have to pay $283 per day to the hospital for days 61-90, and $566 per day for days 91 through 150.
Medicare Part B only covers 80 percent of your physicians and lab fees, at best. Illinois Medicaid enrollees must pick up the rest.
Medigap Insurance
Illinois Medigap insurance helps cover the items that Medicare doesn’t cover. There are a variety of approved Illinois Medicare supplement plans available. You can choose plans that provide very basic coverage or more extensive plans that provide special benefits to frequent overseas travelers, or include coverage for prescription drugs, for instance.
Purchase Illinois Medicare Supplement Insurance
To get a quotation for Illinois Medicare Supplement insurance, simply use our online quoting engine at www.abchealthplans.com. It’s free!