What is a Medicare Blue PPO?
Blue Cross/Blue Shield offers a variety of plans to suit nearly anyone’s budget. A preferred provider organization, or PPO, is an affordable way to access the best health care in your area. A PPO is a form of managed care plan. This means that Blue Cross Blue Shield of Illinois has contracted with a network of the finest health care providers, clinics and hospitals in your area. Our excellent network agrees to provide discounted pricing for our members, which helps keep premiums affordable. In return, these providers enjoy a steady stream of referrals from Illinois Medicare Blue PPO members.
Unlike HMOs, PPOs do not require you to get a referral from a primary care physician prior to seeing a specialist. PPOs give you more flexibility than HMOs, then, to manage your own care within the plan network. If you go out of network, you may have to pay a higher co-pay or deductible. In some cases, you may not receive coverage at all out of network.
Blue Medicare Rx Illinois
Blue Medicare Rx refers to the Blue Cross/Blue Shield prescription drug plan under Medicare Part D. There are two kinds of plans you can select – the Value Plan and the Plus Plan. The Value plan features higher co-pays in exchange for a very low premium. As of 2011, Plus plan participants paid $36.80 per month for quality prescription drug coverage.
The Plus plan may be a better fit for those who are frequent prescription drug users. The plan features a more generous coverage with lower co-pays and deductibles than the value plan. The premium is higher, at $80.70 per month as of 2011.
Get Started Today
Visit our easy, free online quote generator at www.abchealthplans.com. The process only takes a few minutes. There is no obligation. Our friendly and professional agents are ready to help you.