Royal Neighbors of America

Royal Neighbors of America began in 1888 as a fraternal benefit society whose purpose was to provide life insurance for women. Today the company offers life insurance policies to women as well as men and children. Royal Neighbors of America also offers annuity products, as well as supplemental products for seniors.

Royal Neighbors of America is licensed to sell health insurance in 41 states and the District of Columbia. The company is not licensed in Alabama, Alaska, Hawaii, Louisiana, Massachusetts, New Hampshire, New York, North Carolina, or South Carolina. Royal Neighbors of America offers whole life insurance, term life insurance, and universal life insurance. Whole life insurance provides and set dollar amount of coverage and builds cash values that cannot be cancelled as long as premiums are paid. Term life insurance is an affordable way to purchase coverage for a limited period of time. Universal life insurance combines some of the features of term and whole life insurance.

Royal Neighbors offers annuity products for those looking to plan for retirement. Annuities are long term accounts that allow your money to grow, tax-deferred until you withdraw from them at the time of your retirement. The annuity products that Royal Neighbors has to offer are the Single Premium Immediate Annuity, the Royal Choice Single Premium Deferred Annuity, the Neighbors Choice Single Premium Deferred Annuity, the Single Premium Deferred Annuity, and the Flexible Premium Deferred Annuity.

Royal Neighbors also offers products to help cover medical costs for seniors. Benefits are available to qualifying individuals over the age of 65. These benefit plans are very flexible and customizable based on individual need.

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